J. Adams Home Loans
Jonathen Adams, owner of J. Adams Home Loans, has been interested in the financial markets since high school. “The investment world—whether it be equities, bond markets or real estate—has always fascinated me, and still does to this day,” said Adams.
“Being glued in to what is going on in the financial markets has always been a major advantage for me in helping to provide clients with the best home loan advice I can possibly give.”
For Adams, integrity is the cornerstone of his business. “I believe a home loan should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction,” Adams continued. “Many loan officers can get you a loan, but my mission is not only to provide a custom-tailored loan but to exceed your expectations. I am a life-long resident of the Rogue Valley and am well connected within the Real Estate community and beyond. I commit to not only providing an exceptional lending experience but assisting in all facets of the process. The lending environment we are in today requires not just one individual but a team to get things done. I believe I have the best team anyone could ever wish to assemble with combined lending experience of 80 years.”
And that team recently added a new Loan Originator: Kara Gibson NMLS#1782247. “Kara brings years of loan processing experience as well as secondary market knowledge. Also on the team is Christina Cooley (CC) our new Production Assistant, and my other Loan Originators are Amber Coniff NMLS#1543168 and Cindy Carroll NMLS#1591724, who have been on my team for a number of years. Amber and Cindy are the backbone to J. Adams Home Loans and have years of knowledge and experience.”
As a brokerage, they are able to choose from a variety of wholesale lenders that offer very competitive rates, saving customers a significant amount of money. They offer Conventional loans with low down, Federal Housing Authority (FHA), Veterans Affairs (VA), United States Department of Agriculture (USDA), Jumbo financing as well as a conforming loan product that goes all the way up to a loan size of 679,850. They also offer refinance loans whether for a primary residence, second home or investment properties as well.”
“We will give you honest and caring answers, even if it’s not necessarily what you would want to hear,” Adams said. “We turn a lot of loans around that are failing with other mortgage companies, internet lenders, banks and credit unions as well. We take any and all obstacles head on, so we can get the whole story to the lender early on in the process; that way we can work as a team to resolve any issues.”
For Adams and his team, great customer service means having a thorough knowledge of dozens of lenders that they work with to suit every customer’s needs. “Each loan application is a new puzzle for us to put together in the best possible way. Having seen many thousands of loan scenarios is a huge competitive advantage in getting our realtor partners and clients legitimate preapprovals much sooner than our competitors. Home ownership is a big decision, and I never take the process lightly when someone asks for our help. We care deeply for this community and love watching it continue to grow with some amazing people. We are very proud of the reviews many of our clients have posted on line for our team. Anyone interested in working with us can check us out online at https://www.zillow.com/lender-profile/Jonathen%20Adams/.
“We are looking forward to serving new and repeat customers for many years to come!”